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Linda P. is 30 years old and married with four children. She has many years of experience selling groceries. She has a general store in her village, and she sells to the public six days a week. She expects her weekly net cash flow to be 700 Tala (~$291 USD).

Linda has benefited from two previous successful SPBD (South Pacific Business Development) loans. SPBD loans are Linda’s only access to capital, because she is not able to qualify for a traditional bank loan. She will use her loan to improve her business status and also to help pay for her kids' school fees. She desires to increase sales so that she may better financially support her family. Her husband also helps out with her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Linda to buy items to improve her business status and help financially support her family and pay for her kids' school fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2008
Oct 8, 2008
Currency Exchange Loss:
Nov 15, 2009