Update on MaryanaMaryana is married. She has two children. She runs her own business. Maryana has a large piece of land and two greenhouses. She raises flowers in pos. Her family takes part in the business. Maryana also sells children's clothing at the market to earn additional income. During the season for work in the greenhouse, a seller does the market sales. Maryana is asking for a 20,000 hryvnia loan to buy seeds, film, fertilizer, and firewood. In time Maryana intends to build another greenhouse on her property to expand the business.
Маряна имеет большой участок земли и две теплицы. Она выращивает цветы в горшках. В бизнесе задействована ее семья. Также Маряна торгует детской одеждой на рынке, чтобы получать дополнительный доход. Во время сезона работы в теплицах, на рынке торгует продавец.
Маряна просит предоставить ей кредит в сумме 20000 гривен на закупку семян, пленки, удобрений и дров. Со временем Марьяна по-прежнему планирует построить дома еще одну дополнительную теплицу для расширения бизнеса.
Previous Loan DetailsMaryana has two greenhouses for the total space of 1500 square meters [about 0.4 acres]. She grows flowers in pots for sale. She does not employ any workers—she does everything herself, with her family’s help. Maryana has been in this business for six years. In her spare time she enjoys spending ... More from Maryana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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