Marcos lives with his wife and son in his parents-in-law’s house in the city of La Paz. He is a systems engineer and he works in an institution where he receives a minimum wage. His wife also works and contributes financially to the family.
The loan he is requesting is for finishing the construction of his apartment, which his mother-in-law inherited.
Marcos' dream is to be able to have his own office and not be accountable to a boss.
Marcos vive en casa de los suegros en la ciudad de La Paz, en compañia de su esposa e hijo, de profesion ingeniero en sistemas, trabaja en una institucion donde percibe un sueldo minimo, la esposa tambien trabaja y aporta en la familia.
El credito que solicita es para concluir la construccion de su departamento, que fue heredado por su suegra.
El sueño de Marco es poder tener su propia oficina y ya no depender de un jefe.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.