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Oscar Armando
Oscar lives without electricity. In the '80s, he had to leave school because they were recruiting young men for the war. Those were hard times for him because he had to be in hiding. After the war, he farmed the land that he inherited from his father. He grows coffee and staple grains on this land. He has slowly been buying things, such as a motorcycle and a chainsaw, in addition to improving his house.

Oscar says that a few years ago they put a hydroelectric plant in his community, but it was damaged and hasn't been repaired because it's too costly. Because of this, he is requesting a loan to obtain a solar energy system. Being able to have solar-powered electricity in his home would greatly benefit him and his family.
View original language description ↓
Oscar vive sin energía eléctrica.Para los años 80 tubo que dejar la escuela ya que llegaban a buscar jóvenes y los reclutaban para la guerra para el fueron tiempos dificles por que tenia que estarse escondiendo, pasada la guerra se dedico a trabajar una tierra que le heredo su padre.El cosecha en estas tierras café y granos básicos
con esto el poco a poco a ido comprando sus cosas como una motocicleta, una moto sierra ademas de hacer mejoraras a su casa.
El nos comenta que hace unos años en la comunidad donde vivía puso una planta hidroeléctrica pero se daño y no la ha reparado por que es demasiado caro el repuesto , por ello esta solicitando un préstamo para adquirir un sistema solar el cual seria de mucho provecho para el y su familia el poder tener energía en su hogar.

Additional Information

More information about this loan

TECNOSOL is a for-profit renewable energy company that provides electricity and solar powered products to families living off the grid in Nicaragua. It enables households to generate their own energy and replace toxic and expensive sources of light and heat like kerosene, diesel and wood. 

Many of TECNOSOL's clients cannot afford the high upfront costs of buying solar products. Kiva loans help these households purchase clean energy products. 

Solar home systems are much more than a solar lamp and can provide users with life changing amounts of power: enough power to run multiple lights, home appliances, radios, and TVs. These systems are modular, enabling clients to add solar panels and batteries to meet their increasing energy demands.  

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.


About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Oscar Armando to buy a solar energy system.
45% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 3, 2014
Mar 13, 2014
Currency Exchange Loss: