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Naomi
Naomi K., 30, is married with two children. She has two years of experience in the Ice cake and Pancake business. She sells to the villagers and the public seven days per week.


Naomi has had three previous loans with SPBD. She will use the money earned to purchase plastic cups, sack of sugar, koolaid, sack of flour and a gallon of cooking oil to improve her business. She expects her weekly net cash flow to be 300 Tala (~83 USD). SPBD loans are Naomi's only access to capital because she was never able to qualify for a loan with the traditional banks. Her husband is helping her operating the business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $6,344
    Average annual income
  • 19
    View loans »
    Samoa Loans Fundraising
  • $6,856,575
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Naomi to purchase plastic cups, sack of sugar, koolaid, sack of flour and a gallon of cooking oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jan 5, 2009
Listed
Dec 1, 2008
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2010