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Rosa Esther
Rosa Esther is a young woman studying Business Administration. She is requesting a loan to be able to cover all of her education expenses. This is her story.

My name is Rosa Esther, and I am 18 years old. I live with my parents. I am the older of two sisters. I was born and grew up in Santo Domingo. My mother is a nurse. Currently the only income in my household is from my mother because my father has been unemployed for some time.

I attend the Universidad Apec, and I am in the second semester of Business Administration. I am studying this career because I love the field of business, the interaction with people, and the relationship between businesses and business people. Some of the subjects I have taken are marketing, business ethics, and administration. These are the ones that I have liked the most because they go along with my career.

The need for this loan is that my family is not able to pay for my studies. Therefore, I am addressing you so that you can make my dream of finishing my studies possible. If I do not receive the loan, I will not finish my education. As I told you earlier, we do not have the resources needed for this. Completing my education depends completely on the loan.

My goals are to complete my studies in order to be able to help my family and to give them all of the support they need. Another goal is to be able to get along in the work force. I would like to work at a company in the area of management or in human resources in order to contribute to society.
View original language description ↓
Rosa Esther es una joven estudiante d e Administración de Empresa, ella solicita un préstamos para poder cubrir todos los gastos educativo, esta es su historia:Mi nombre es Rosa Esther, tengo 18 años de edad, vivo con mis padres y solo la mayor de dos hermanas, nací y crecí en Santo Domingo. Mi Madre es enfermera, actualmente el único ingreso económica en mi hogar es el de mi madre ya que a mi Padre desde hace un tiempo está desempleado.
Estudio en la Universidad Apec, cursando el 2do cuatrimestre de la carrera Administración de Empresas, estudio esta carrera porque me encanta el ámbito de los negocios, la interacción con las personas y la relación de negocios y negociantes, algunas de las materias que he toma han sido Mercadeo, Ética en los negocios y Administración las cuales son las que más me han gustado ya que van muy de la mano con mi carrera.
La necesidad de este préstamos es que mi Familia no puede costear mis estudios y por ello me dirijo a ustedes para que hagan posible mi sueño de terminar mi carrera, si no recibiera el préstamo me afectaría en no terminar mi carrera ya que como anteriormente les dije no contamos con los recursos necesarios para esto. De este préstamo dependería absolutamente la conclusión de ella.
Mis metas son concluir mis estudios para con ello poder ayudar a mi Familia y brindarle todo el apoyo que esta necesita y poder desenvolverme en el ámbito laboral me gustaría trabajar en una empresa en el sector de la gerencia o en recursos humanos y aportar a la sociedad.

Additional Information

More information about this loan

The education loans administered by FUNDAPEC can have loan terms of up to 12 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at university. During the grace period, the borrower is not required to make any repayments, and the lenders will not receive any repayments. Please make sure loan terms and repayment schedules suit you before lending.

About FUNDAPEC

FUNDAPEC is a student lending organization headquartered in Santo Domingo, Dominican Republic. Its vision is to broaden access to education for all Dominicans, and offers financing to everyone from high school students to graduate students to afford tuition and educational supplies like laptops. Kiva lenders’ funds are used to help students pay for their educations. These loans are post-disbursed, and will not be provided to students until they are fully funded by Kiva lenders.

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About Dominican Republic

  • $7,611
    Average annual income
  • 9
    View loans »
    Dominican Republic Loans Fundraising
  • $8,065,475
    Funds lent in using Kiva
  • 43.0
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $7,625 helped Rosa Esther to pay for higher education costs.
0% repaid
Repayment Term
130 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Apr 8, 2014
Listed
Mar 13, 2014
Currency Exchange Loss:
Possible