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Gayane
Gayane is 41 years old, divorced, and has two adult children. She lives in Vanadzor city in Lori region. Her mother is the only person, who helped her to overcome all her hardships and encouraged her not to lose the hope of providing better living conditions for her children. Both her son and her daughter work as tailors at the garment factory and both of them are leading specialists.

Gayane now she works at a beauty salon as a manager and hairdresser. She is very worried since her daughter is going to be engaged, but she has not enough saved money to organize an engagement party in a way that it will be very nice and unbelievable day for her daughter and her fiancé. Gayane requested a loan for 600,000 Armenian drams, which she will use to organize her daughter’s engagement party and to buy nice presents for her daughter.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

To stay updated on loans from Armenia, please join the Armenia lending team at http://www.kiva.org/team/armenia.

Tags

About Armenia

  • $6,400
    Average annual income
  • 177
    View loans »
    Armenia Loans Fundraising
  • $13,193,200
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD
Expired
A loan of $1,450 helped Gayane to organize her daughter’s engagement party and to buy nice presents for her daughter.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2014
Listed
Mar 9, 2014
Currency Exchange Loss:
Possible
Expired:
Apr 8, 2014