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Sophat
Sophat is 39 years old and married, with three children. He lives in a peaceful village of Kien Svay district, Kandal province. He earns a living by farming rice with support from his wife and children when they are free from school. He has been a farmer for almost 20 years, earning a proper income to meet the family’s daily needs.

Sophat is asking for a loan amounting to 1,000 USD to build a hygienic latrine and septic tank for the sake of his family members so as to improve his household sanitation practices. Thanks to the water loan program with a special rate offered by Hattha Kaksekar Limited (HKL), Sophat is encouraged to focus on ensuring healthy living conditions, to safeguard the health of his family and to protect the environment.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 192
    View loans »
    Cambodia Loans Fundraising
  • $36,983,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Sophat to build a hygienic latrine and septic tank for the sake of his family members.
89% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 19, 2014
Listed
Mar 9, 2014
Currency Exchange Loss:
N/A