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Cynthia is a 20-year-old business woman living in Chikomba West District, Zimbabwe. She volunteers as a Camfed Learner Guide working with students at local schools to help improve their learning skills using cooperative learning study groups. Additionally, she offers psycho-social support to young people in her community. As an entrepreneur, Cynthia rents a table at the local flea market where she sells products such as bags, shoes, jeans, shirts, skirts, track suits, and T-shirts. She has been running this business for one year and it has enabled her to support her family.

With the Kiva loan, Cynthia will purchase bags, shoes, jeans, shirts, skirts, track suits, and T-shirts to increase the amount of items she can sell. Her hope is to grow the business and open her own store. This will enable her to secure her further education as well as provide for her family’s basic needs.

Additional Information

More information about this loan

Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.


About Zimbabwe

  • $2,000
    Average annual income
  • 39
    View loans »
    Zimbabwe Loans Fundraising
  • $3,567,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cynthia to purchase more clothes for her stock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 4, 2014
Apr 1, 2014
Currency Exchange Loss:
May 30, 2015