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Natalia has her own small business. She sells clothing and shoes at a market that travels between Mahranets, Sofiyivka, and Nikopol. Natalia isn't married. She and her two sons live in their own house but it is in need of work. Natalia is requesting a loan in order to install in-floor heating in the kitchen and to hook up to the water and sewer lines so she can install a bathtub, sink, and toilet. Natalia is a responsible and punctual woman. She isn't afraid of work and wants to help her children begin their independent adult lives.
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У Натальи свой небольшой бизнес - она торгует одеждой и обувью на выездных рынках в Марганце, Софиевке и Никополе. Наталья не замужем, живет с двумя сыновяьми в своем доме, который требует ремонта. Наталья просит предоставить ней кредит, чтобы сделать напольное отопление в кухне, а также провести воду и канализацию в дом и установить ванную, умывальник и унитаз. Наталья - ответственная и пунктуальная. Она не боиться труда и хочет помочь своим детям начать самостоятельную взрослую жизнь.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 10.0
    Ukraine Hryvnia (UAH) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $4,025 helped Natalia to improve her living conditions.
67% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Mar 5, 2014
Currency Exchange Loss: