Update on Deysi MonserrateThe “Con Amor Y Fe Hacia el Desarrollo” group meets every two weeks in Los Bajos de Montecristi, a city known for its rich culture and for its grand art forms, such as the straw hats known within and outside the country.
Deysi lives here. She is 30 years old, married, and has three children ages 13, 9, and 3. The two older ones attend high school and elementary school. Her husband is a bus driver.
Deysi sells all types of clothing door to door so that she can help with the household expenses. She also sells out of her home and works three days a week, mainly in the mornings while her children are in school. She sells on credit and collects every two weeks. A gentleman brings her merchandise to her from Huaquillas once a month. She has been doing this for nine years and this helps her get ahead.
She will use the money from this loan to buy pants, blouses, and shirts. She has been with the group for 10 years and she likes it because she was able to start her business with her first loan. Her dreams are for her children to need for nothing.
En este lugar vive la señora Deysi, tiene 30 años de edad, está casada y de esta relación tienen tres hijos de 13, 9 y 3 años, los dos mayores estudian en colegio y escuela. Su esposo es chofer de un bus de transporte.
Doña Deysi con la finalidad de ganar algo por su cuenta y con esto contribuir con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa. Trabaja tres días por semana más que todo por las mañanas ya que a esas horas sus hijos están en la escuela, ella deja a crédito a sus clientes y cobra cada quince días. Su mercadería se la lleva un señor desde Huaquillas una vez al mes. Tiene 9 años que se dedica a esta actividad con la cual se ayudan para salir adelante.
Este crédito es para comprar pantalones, blusas y camisetas. Lleva como 10 años en el Grupo De Crédito y le gusta porque con el primer crédito empezó con su negocio. Sus sueños es que a sus hijos nunca les falte nada.
Previous Loan DetailsLos Bajos de Montecristi is a city known for its rich culture and its handicrafts, for example straw hats and shawls, known within and outside of the country. Deysi, 28 years old, lives in this place. She is married and from this relationship has 3 children that are 11, 7 and 1 year old. The… More from Deysi Monserrate's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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