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Jose Ruben
José is 33 years old, and for many years, he has been a carpenter making doors, windows, furniture, etc. He has established clients because of the quality of his products and his good prices. With his earnings, he can afford much of his household spending. He lives in his own house with his wife, who is a tailor, and his children. José is requesting a loan from Integral to buy materials that he can use for this work, such as wood, varnish, primer, paint, etc. This will allow him to continue with his work since it is his only source of income and to be able to give his family a better quality of life.
View original language description ↓
josé de 33 años de edad, desde hace varios años se dedica a la carpintería elabora puertas, ventanas, muebles, etc. posee clientela ya establecida por la calidad del producto y los buenos precios, con las ganancias que obtiene logra solventar algunos gastos de su hogar, vive en casa propia con su esposa quien se dedica a la sastrería y sus hijos, Jose esta solicitando un crédito a INTEGRAL para la compra de los materiales que utiliza en su trabajo como: madera, barniz, selladores, pintura, etc. y así poder continuar con su trabajo ya que esa es su unica fuente de ingresos y poderle dar a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,660,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Ruben to buy wood, varnish, primer, paint, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2014
Listed
Mar 10, 2014
Currency Exchange Loss:
N/A
Ended:
Oct 19, 2014