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Djiguene Bakhna 31 Group
In this Group: Awa , Kogna, Dioumorou , Magatte , Jeanne Clémentine
Djiguène Bakhna 31 Group comprises five women who are part of the same family. They are retailers and breeders.

The group's president, Awa, is 39 years old and married. She sells fabrics, handbags, etc.

She has two years of experience in this field. She doesn't have any expenses and works to diversify her products and services, and gain social comfort.

She starts her day at 7 in the morning, and finishes it at 8 in the evening. She's seeking a loan to bolster her working capital and diversify her stock.
View original language description ↓
L e groupe de crédit Djiguène Bakhna 31 est un groupement de promotion féminine qui regroupe 5 personnes, membres d’une même famille qui sont toutes des femmes. Elles font du commerce, de l’élevage. La présidente, Awa, mariée est âgée de 39 ans fait du commerce de tissus, sacs… Elle a une expérience de 2 ans dans ce domaine. Elle n’a pas de charges et travaille pour diversifier les produits et services et avoir un confort social. Elle commence sa journée à 7h pour la terminer à 20h. Elle sollicite ce montant pour renforcer son fond de roulement et diversifier son stock

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $14,279,750
    Funds lent in using Kiva
  • 471.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguene Bakhna 31 Group's $1,075 loan helped a member to buy and resell various items and sea products.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Mar 18, 2014
Currency Exchange Loss:
Dec 17, 2014