Ashley is a young, 24-year-old woman, married and living in Chikomba West District. She is a CAMA member actively involved in empowering school leaders to reinvest into the community by carrying out health and education campaigns. She operates a small retail shop in her community where she sells a variety of grocery products such as soap, eggs, sugar, flour, milk, juice, and salt. The store is conveniently located since it is the only one in the vicinity. She started the business in 2012 when her husband lost his job and figured that she needed to do something and not wait for poverty to take toll.
The Kiva loan will enable her to expand her business by increasing her stock and raise her sales. She sees herself being the leading supplier of grocery products in her village and also hopes to create employment in her community and improve her family’s living standards.
More information about this loan
Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy.
The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.
Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.