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Dubys
Dubys is a merchant who sells a varied range of goods. She lives in the city with her husband and three children, ages 13 to 18 who she wants to see become successful professionals. In 2004 she began her entrepreneurial experience to help her husband manage the household economy. She took advantage of the fact that as a young girl she was exposed to merchandise sales at her parents home. She sells on both a credit and cash basis, and buys her products in the city center or by specialized catalogues. Her main items are cosmetics, toiletries, cookware, plastic home products, and lingerie. She has been able to increase her work capital and stay in business in the market for ten years.

Her goal is to attract more customers so she has requested a CrediKiva loan, her first, through the Mario Santo Domingo Foundation. She will use it to buy toiletries, women's accessories, plastic home products, etc. She will sell them to neighbors and people from other communities who are referred to her. This will help increase her income so she can see her children prosper as successful professionals.
View original language description ↓
Dubys e suna comerciante que vende de mercancía variada, habita al sur de la ciudad con su cónyuge y sus 3 hijos de 13 a 18 años, con quien sueña verlos convertidos en profesionales exitosos. Desde hace 10 años, en el 2004 empezó su experiencia emprendedora, para apoyar a su cónyuge en la gestión de bienestar de su hogar, aprovechando que desde muy niña estuvo relacionada con la venta de mercancías en su hogar paterno, produciendo para su sostenimiento. Ella vende a crédito y de contado, comprando productos en el centro de la ciudad y a empresas que le otorgan guías especializadas de productos o catálogos para promover sus ventas. Los principales artículos son los cosméticos, productos de tocador, ollas, artículos plásticos para el hogar, vestuario interior, con el cual logró incrementar su capital de trabajo y sostenerse en el mercado durante sus 10 años de experiencia. Su meta es lograr mayor cobertura de clientes y para ello ha recurrido a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará productos de tocador, accesorios femeninos, productos de plásticos de uso doméstico etc. Los cuales venderán en su mercado constituido por vecinos del sector y de los alrededores de los cuales recibe referidos que le ayudarán a incrementar sus ingresos para cumplir el sueño de ver a sus hijos prosperando como profesionales exitosos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 474
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 2,047.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Dubys to buy toiletries, women's accesories, plastic home products, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 10, 2014
Listed
Mar 10, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014