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Vencedoras Group
In this Group: Ana, Carmen Rosa, Enma, Gina Carmen, Elisa Nancy, Lucy, Catalina Octavia, Antonia, Vicitacion, Julia, Hilda Lina
Vencedoras Community Bank is located in Huancavelica, in the community of Locrojo. Locrojo is located at 3,300m to the northeast of the capital of Churcampa. Dedicated to the production of corn, potatoes and peas, this community is also known for raising cows, pigs and smaller animals.

Ana M. B. is part of the Vencedoras Community bank and lives in Huancavelica with her four children aged 17, 14, 8 and 5. Her business includes selling children's clothes, which she sells to members of her community. Unfortunately, last year there was a robbery at her stO., but with the help of FINCA Perú she has been able to continue her business. She would like to invest the loan she receives into improving her stO.. FINCA Perú has taught her the importance of saving and since she started with FINCA she's been saving to be able to take care of any emergencies that might happen to her or her family. Ana's goal is to make sure her children are in school and continue to be educated, and to earn mO. at her stO..

Carmen Rosa E. Q. is also part of the Vencedoras Community bank. She lives in Huancavelica with her four children aged 10, 8, 6 and 4. She has been selling and buying animals for the past five years. Carmen understands that all businesses have their highs and lows and with her savings, which is encouraged at FINCA Perú, she has been able to continue to proviD. for her family. She will invest her loan into improving her business. She dreams of one day being able to buy her own land and build a new house, and with the help from loans and savings she will be able to do this.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Vencedoras Group's $1,350 loan helped a member to improve their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 21, 2008
Listed
Oct 7, 2008
Currency Exchange Loss:
Covered
Ended:
May 15, 2009