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Shamim is a 51-year-old married woman. She has been running a business selling vegetables with her son (also shown in the photo) for the past six years. They have become famous in their locality for providing fresh vegetables and they make a good amount of income to contribute to the family income. Shamim has gradually improved her business with the support of Kashf Foundation.

Currently Shamim is in her third loan cycle and she has applied for a loan of PKR 40,000. This will help her to purchase sacks of onions, potatoes, ginger, and apples. This will help her to increase her sales and profits.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 361
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Shamim to purchase sacks of onions, potatoes, ginger, and apples.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2014
Mar 6, 2014
Currency Exchange Loss:
Mar 17, 2015