Aynura is a 34-year-old woman. She is a widow, and brings up a daughter and a son alone. She earns money working as a seller of different kinds of tableware and tablecloths. She has worked in this area for 15 years, and has already learned everything of her customers and their demands. This is the only source of family’s income, and her monthly income is 130AZN.
Azerbaijan cuisine is very various and rich. There are different kinds of dishes and desserts, and each of them has its own kind of plate. Azerbaijanis like to decorate their tables when they have guests, holidays, parties, even for daily breakfast, dinner and supper. Local people like to attend Aynur’s shop, because she has beautiful plates and tablecloths with beautiful ornaments and patterns.
Aynur needs money to provide her children a primary education. She wants them to become well-educated, and be able to provide them a good life in the future. She doesn’t want them to live a hard life as she does herself.
She applied for a 1000AZN loan in order to buy new kinds of tableware and tablecloths, and make the shop’s assortment wider.
She hopes this will increase her monthly income. This is her fourth loan.
Aynur is a very responsible woman and has a positive client history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.