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Nazgul is 40 years old, married, and together with her husband, is raising three sons. Nazgul has a secondary education. As the main source of income for her family, Nazgul practices livestock breeding. She started this business 21 years ago with an initial purchase of livestock in the amount of 20,000 som (KGS). Thanks to the hard work of Nazgul and her sons, she currently has 2 milk cows, 2 calves, 20 sheep and 1 foal on her farm. Her monthly income is 10,000 som (KGS). For the purpose of further developing her business, Nazgul turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy calves to increase the size of her herd. Nazgul plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money for the further education of her children at university.
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Назгуль 40 лет, замужем, вместе с супругом воспитывают 3 сыновей. У Назгуль - среднее образование, в качестве основного дохода для своей семьи Назгуль занимается животноводством, стартовав 21 год назад, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Назгуль и ее сыновей, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 теленка, 20 овец и 1 жеребенок. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Назгуль обратилась в Банк «Бай –Тушум» за кредитом - на покупку телят для увеличения поголовья скота. Доходы от кредита Назгуль планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей в высших учебных заведениях.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 52.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Nazgul to buy calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 26, 2014
Mar 4, 2014
Currency Exchange Loss:
Sep 17, 2015