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Fozia is a 37-year-old woman; she lives in Rawalpindi, Pakistan with her two daughters. Her husband has been working as a mason for many years; he is responsible for fulfilling the needs of the family. Fozia is also provides sewing services, and earns income to contribute with her husband in managing the household.

She needs different kinds of goods (e.g needles, thread, pieces of cloth, machine oil, etc) for her business purposes, but due to insufficient financial means, she is unable to purchase these accessories.

Therefore, she has applied for a Kiva loan from its field partner, BRAC Pakistan. This loan will enable her to purchase the above accessories, which will also be helpful in increasing her monthly sales and profit by providing a better sewing service.

Fozia is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Fozia to buy some accessories for her sewing business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 25, 2014
Mar 6, 2014
Currency Exchange Loss:
Jan 17, 2015