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Yav's Group
In this Group: Yav, Leat, Huk
Yav is a 33-year-old married mother blessed with three children, two of whom are in school, while one is yet too young to attend. To support her entire household, for 10 years she has been farming rice as her main business, while also working for others for a fee; as well, she catches fish to supplement her income.

Yav has had three previous loans with Kiva partner VisionFund, all of which she has repaid, and all of which improved her lifestyle. Now she has joined a group of three to request a new loan. As the leader, Yav will spend her entire portion to pay for labor costs, a plowing fee, a fertilizer fee and insecticide. She hopes to improve her income with this loan.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,720,925
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yav's Group's $775 loan helped a member to pay for labor costs, plowing fee, fertilizer fee and insecticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2014
Mar 5, 2014
Currency Exchange Loss:
Mar 19, 2015