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S. Hamdam is 46 years old. He is married with 2 children – an 18-year-old daughter and a 15-year-old son. He and his family live in the town of Khujand. Hamdam rents a bus and offers transportation services. Hamdam’s usual itinerary is the Khujand-Gafurov-Khujand route. He usually has many passengers as there are no other bus drivers who take this route. Hamdam has been in this business for 6 years, and it is the only source of income for the family.

Currently, Hamdam earns a profit of about $20 a day. Hamdam’s bus needs maintenance. At the moment, its running gear has to be fixed. That is why Hamdam is requesting a loan of $800 to fix the problem. One of his long-term plans is to buy the bus and continue to be self-employed. Hamdam promises to repay this loan in 12 months without any delay.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 155
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Hamdam purchase parts to repair his bus.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 28, 2008
Oct 14, 2008
Currency Exchange Loss:
Nov 15, 2009