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Flor Del Lago Atitlan Group
In this Group: Josefa Tzina *, Antonieta Josefa , Rosa , Eva Alma Izabel , Lidia Candelaria , Maria Isabel , Ingrid Yolanda
* not pictured
Lake Atitlan in Guatemala is the deepest lake in Central America. It is a place of staggering beauty with three volcanoes rising up at its edges. It has been called “el ombligo del mundo” or “the belly button of the world.” and travelers from throughout the world flock to its unspoiled shores. Unique Mayan villages like Santiago Atitlan, San Juan La Laguna and Santa Catarina Palopo dot the Lake and they are full of traditional Mayan culture. The economy is based on agriculture as well as the production and sale of handicrafts.
On the southwest part of the Lake, the newly formed Friendship Bridge Trust Bank, “Flor del Lago Atitlan” is ready to empower themselves and leave poverty behind. It is composed of seven young women who are eager to develop themselves and their businesses. They have requested a loan with Friendship Bridge, attracted not only by the microloans, but also by the educational trainings on subjects like effective business practices, indebtedness, health and nutrition as well as self esteem and women’s rights.
Eva is a 19 year old unmarried member of the Trust Bank. She just graduated from high school with a degree in the medical field. As Eva was unable to find a job, she decided to continue with the business that her mother started two years ago which involves the sale of cosmetics. As more clients are patronizing the business, Eva decided to request a loan from Friendship Bridge. She will use the funds to purchase additional cosmetics and increase her inventory. Eva is committed to increasing the living standard of her family and is working hard to accomplish this goal.
The ‘Flor del Lago Atitlan” Trust Bank has elected Eva to be the Secretary because she has many useful skills and talents. She is enjoying this role and is appreciative that she can serve the group. On behalf of the ladies in the Trust Bank, Eva expresses gratitude to all KIVA investors for believing in the goals and dreams of herself and the other members of the Trust Bank. All of the women are committed to repaying the funds for this loan cycle and look forward to future loans.They have a clear vision of a successful and more prosperous future for themselves and their families!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 80
    View loans »
    Guatemala Loans Fundraising
  • $9,928,425
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor Del Lago Atitlan Group's $2,400 loan helped a member to purchase additional cosmetics for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Mar 5, 2014
Currency Exchange Loss:
Nov 17, 2014