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Judy
Judy lives in the Siongiroi area of South Rift, Kenya with her only child. She has been doing farming for four years, producing and selling milk, eggs, vegetables and fruit. She enjoys feeding her cows, while her biggest challenge is lack of transport.

Judy chose Juhudi Kilimo because they offer low interest rates on their loans. During the training, she learnt that microfinance institutions assist small-holder farmers in growing economically.

Judy's highest monthly expense is school fees and this expense will be reduced by the eggs and poultry that she buys which will produce more income. That will also improve her family's living standard.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 844
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 86.3
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $250 helped Judy to purchase poultry.
98% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 6, 2014
Listed
Mar 5, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2015