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Baktykan is 50 years old; she and her husband have five children. The oldest son works by providing agricultural services (working the customers’ land on the family tractor). The eldest daughter is married. The middle daughter works as a seamstress. The youngest children are still in secondary school. Baktykan’s husband works at a cotton factory in season, and in his free time helps Baktykan. Baktrykan has received secondary education. As a main source of income for her family, she raises livestock and grows produce, having launched three years ago by buying livestock for 5,000 KGS. Thanks to Baktykan’s hard work, her farm now includes four dairy cows and a 1.26-ha land plot, where she grows cotton. He monthly income is 15,000 KGS. In order to develop her farm further, Baktykan has applied to the Bai Tushum microfinance institution for a loan to increase her livestock headcount by buying cows. She plans to invest the resulting revenues in an additional increase of livestock. She also plans to save up to pay for further education of her children.
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Бактыкан 50 лет, замужем, вместе с супругом воспитывают 5 детей. Старший сын оказывает сельхозуслуги по обработке земельных наделов на семейном тракторе, дочь замужем, средняя дочь работает швеей, младшие дети-школьники. Супруг посезонно работает на хлопковом заводе, в свободное время помогает Бактыкан. У Бактыкан - среднее образование, в качестве основного дохода для своей семьи Бактыкан занимается животноводством и полеводством, стартовав 3 года назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Бактыкан, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 1,26 ГА земельного надела, на котором выращивает хлопок. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Бактыкан обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Бактыкан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 76
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,918,375
    Funds lent in using Kiva
  • 52.4
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,100 helped Baktykan to buy cows.
45% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 21, 2014
Mar 3, 2014
Currency Exchange Loss: