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Carlota Del Carmen

Update on Carlota Del Carmen

Carlota, 54, did not have the opportunity of going to school, she is in a couple and her life partner works with her in farming. Out of their 4 children, only two live with them as the other two are in the United States of America.

Carlota currently makes her living sowing corn and beans and has done so for many years now. She gets up at 05:00 in order to prepare breakfast for her family, and then she heads to the field where she grows the corn. She travels 1 kilometer on feet, and doesn't have a set time by which to finish as she has to finish what was planned for the day and returns home with her life partner.

She will use the money from the loan to sow a hectare of corn as well as to finish reaping the crop that she has at the moment as the area in which she lives operates with irrigation systems.

Carlota dreams of continuing to work with her husband so that they are not wanting for anything.
View original language description ↓
Carlota de 54 años de edad, no tuvo la oportunidad de ir a la escuela, está acompañada y su compañero de vida trabaja con ella en la agricultura, de los 4 hijos solo 2 viven con ellos ya que los otros 2 estan en Estados Unidos.

Carlota actualmente se dedica a sembrar maíz y frijoles desde hace muchos años, ella se levanta desde las 5:00 AM a preparar el desayuno para su familia luego tiene que trasladarse al campo donde tiene la milpa, hace un recorrido de 1 kilómetro a pie, hora de salida no tiene pues hasta que termina de hacer lo que tiene programado en ese día regresa a su casa con su compañero de vida.

Ella utilizará el dinero del préstamo para sembrar una hectárea de maiz, ademas terminará de sacar la cosecha que tiene en este momento ya que donde ella vive se puede trabajar a base de riego.

Ella sueña con seguir trabajando con su esposo para que no les falte nada.

Previous Loan Details

Carlota is 53 and never went to school, as her father died when she was young and her mother brought her up alone. She is married and her husband works in agriculture. She has four children, two of whom are married and two of whom still live with her, along with her nephew. Carlota has worked ... More from Carlota Del Carmen's previous loan »

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 677
    View loans »
    El Salvador Loans Fundraising
  • $24,295,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Carlota Del Carmen to sow a hectare of corn, as well as to finish harvesting the crop that she has at the moment as the area in which she lives operates with irrigation systems.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2014
Listed
Mar 9, 2014
Currency Exchange Loss:
N/A
Ended:
May 22, 2014