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Ma Angel
Ma Angel is a 45-year-old, tenacious woman who is very strong despite her age. She hasn't stopped dreaming big. She was unable to complete a primary school education due to a lack of economic resources, since she is from an economically humble family.

She has her own home and lives with her five dependent children and her husband. They help her to tend to her crops, which include corn, beans, and sorghum. Maria Angel is very experienced since her parents taught her at a very young age how to work the land. She inherited her land from her parents and it is located 100 meters from her home. She walks to the land every day.

Her customers include different intermediaries in the are, family, friends, and others. She currently requests a loan from COMIXMUL to invest in the purchase of certified corn and bean seeds, and 12-24-12 and 18-46-0 fertilizer, which will help her to provide excellent care and protection to her crops.

Her future plans are to save money to continue to increase her crops and strengthen her estate for her children, since one of their greatest challenges is graduating so that they can become academically prepared individuals with many options in life.
View original language description ↓
Doña Ma Angel es una señora de 45 años de edad luchadora, con mucha fuerza a pesar de su edad y no deja de soñar en grande con un grado de estudio primario incompleto que por la falta de recursos económicos no pudo terminar su primaria ya que desciende de una familia económicamente humilde. Ella tiene casa propia e independiente y con ella viven 5 hijos quienes dependen de ella y su esposo los cuales le ayudan en sus cultivos de granos básicos como maíz, frijol y maicillo. Doña Ma Angel tiene mucha experiencia ya que ella se ha dedicado al cultivo siendo sus padres quienes le enseñaran a trabajar la tierra a muy temprana edad. El terreno lo adquirió por medio de una herencia de sus padres el cual está ubicado a 100 metros de distancia de su casa de habitación al cual se traslada caminando diariamente. Sus clientes son los diferentes intermediarios de la zona, familiares, amigos y demás.
Actualmente solicita financiamiento a la cooperativa COMIXMUL para poder invertir en la compra de semilla certificada de maíz y frijol, abono 12-24-12 y 18-46-0 los cuales ayudaran a dar un excelente cuidado y protección a sus cultivos. Su planes a futuro es poder ahorrar para seguir ampliando sus cultivos, fortalecer el patrimonio para sus hijos ya que uno de sus mayores desafíos es poder graduarles para que sean personas preparadas académicamente y con muchas más opciones en la vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ma Angel to purchase agricultural supplies and certified corn and been seeds to grow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 27, 2014
Listed
Mar 9, 2014
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015