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Banco Mujer Jehová Es Mi Pastor Group
In this Group: Ana , Emilse, Ana Grace, Ledia
This group consists of 4 members, all of whom are dedicated to sales, though they sell different products such as: perfume, lingerie and underwear, makeup and other personal articles. The majority are heads of household with the desire to succeed and be successful thanks to their productive activity. Ana is the president of the group, is 53 years old, and she sells items by catalog that she distributes to different neighbors and businesses in the area. She has been able to gather a good customer base, so she seeks a loan to continue investing in the orders that they make from her. Thanks to this work she pays for her youngest son's schooling and supports a grandchild who she cares for, generating household income in an independent manner for in her geographic area there aren't many sources of work. She wishes to continue with this work and in the future offer different products fro her home without having to wait for the items to arrive 10 days after the initial order. She selected Fundación Mujer for its processes and low interest rates.
View original language description ↓
Este grupo esta conformado por 4 integrantes, todas se dedican al comercio, aunque venden diferentes productos como: perfumes, ropa interior, maquillaje y demás artículos personales. La mayoría son jefas de hogar con ganas de superarse y salir adelante gracias a su actividad productiva. Doña Ana es la presidenta del grupo, tiene 53 años de edad, su actividad es la venta de productos de catalogo, que distribuye a las diferentes vecinas y empresas de la zona, ha logrado consolidar una cartera de clientas amplia, por lo que desea este crédito para continuar invirtiendo en los pedidos que le realizan. Gracias a esta actividad ella paga los estudios de su hijo menor y un nieto que esta cuidando, genera ingresos al hogar de manera independiente ya que en la zona no hay suficientes fuentes de empleo. Ella desea continuar con su actividad y en un futuro ofrecer diferentes productos desde su casa sin necesidad de esperar que llegue el pedido 10 días después. Eligió Fundación Mujer por la facilidad de los tramites y baja tasa de interés.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 55
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 502.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Jehová Es Mi Pastor Group's $2,800 loan helped a member to buy merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Mar 8, 2014
Currency Exchange Loss:
Oct 19, 2015