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This is Eduardo, 55, resident of Bacoor, Cavite, Philippines. He is married to Luzviminda, a housewife, and they have children. All of his children have graduated already except for the youngest. He and his wife manage their household while operating the business. He works hard to provide for their everyday needs.

Eduardo operates a buy and sell business. What he basically does is buy different vehicles and motorcycles and sell them for a profit. He also has an accounting firm for additional income. His regular customers are his neighbors and the local community. He earns a minimum of 1,000 Philippine Pesos (PHP) in sales every day.

To help him continue operating his business, he is requesting a PHP 50,000 loan. He will be utilizing the loan to buy more vehicles and motorcycles for his buy and sell business.

Eduardo dreams that his business will continue to expand and hopes to give his family a good future. He meets up with his co-fellowship* members to share stories of his work every week and where he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1651
    View loans »
    Philippines Loans Fundraising
  • $59,025,175
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Eduardo to pay for more vehicles and motorcycles needed in his buy and sell business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 3, 2014
Currency Exchange Loss:
Sep 17, 2014