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Julio
Julio is a 42-year-old married man. He currently lives with his wife and five children in the Department of Sololá.

Julio currently has a grocery store that is located a few meters from his home. He chose this business because it is profitable and productive. It also allows him to contribute to his family’s finances. In addition, Julio works as a bricklayer. Both jobs enable him to help his family get ahead.

Now that he has had his grocery business for several years, Julio is generating good income and earnings. At the moment, he has decided to request a loan of 10,000 GTQ in order to buy everyday consumer products. This will allow him to offer better service to his customers and increase his revenue.

One of Don Julio’s dreams is to build a house for his children so that they will have a place in the future where they can live.
View original language description ↓
Julio es un hombre casado de 42 años de edad, actualmente vive junto a su esposa y sus cinco hijos en el Departamento de Sololá.
Actualmente cuenta con una tienda de abarrotes, que se encuentra ubicada a unos metros de su vivienda. Eligió esta actividad porque es rentable y productiva, ya que a través de lo que realiza puede contribuir a la economía de su familia. Como también comenta que se dedica a la albañilería. Ambas tareas le han ayudado a salir adelante junto a su familia.
Ahora cuenta con varios años de tener su negocio que le ha generado buenos ingresos y ganancias. Por lo que ahora ha tomado la decisión de solicitar un préstamo de Q 10,000.00 para la compra de productos de consumo diario, para poder ofrecerles un mejor servicio a sus clientes y así incrementar sus ganancias.
Uno de los sueños de don Julio es construirles una casa a sus hijos, para que en futuro tengan un lugar donde vivir.

Additional Information

About ADICLA

ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

Tags

About Guatemala

  • $5,300
    Average annual income
  • 98
    View loans »
    Guatemala Loans Fundraising
  • $9,667,175
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Julio to buy groceries to sell in his store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2014
Listed
Mar 9, 2014
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015