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Sharofat is a married woman. She and her husband have lived in the Nosiri Khusrav region for many years. She is 46 years old.

Sharofat decided to start a new business and become a successful business woman. Taking advantage of the favorable climate and nature of Tajikistan, she would like to start a business in the area of cattle breeding. She intends to purchase some cattle at the market in the Shahrituz region, and after feeding them for a long time, resell them with a profit.

Sharofat believes and hopes that you will help and support her in starting a business.
View original language description ↓
Шарофат замужняя женщина. Она с мужем на протяжении многих лет живет на районе Носири Хусрав. Ей 46 года. Она решила начать новую деятельность и стать успешной бизнес woman. Пользуясь благоприятным климатом и природой Таджикистана, хочет начать бизнес в сфере животноводства. Она намерена купить несколько скотин от рынка района Шахритус и после длительного откорма продать с наценкой. Шарофат верит и надеется, что ей помогут и поддержат, чтобы начать бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $850 helped Sharofat to purchase cattle in order to start her own business of buying and reselling cattle.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2014
Mar 2, 2014
Currency Exchange Loss:
Feb 17, 2015