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Munar is 32 years old, married, and has four children with her spouse. Munar has a high school education, and to provide the primary income for her family she raises livestock, which she started 12 years ago with the purchase of 15,000 som (KGS) of animals. Thanks to Munar's tireless work today she owns a milk cow, two calves, six sheep, and a horse. Her monthly income is 12,000 som (KGS). In order to further develop her business Munar came to Bai-Tushum for a loan to buy calves to increase her herd. She plans to invest income from use of the loan into further growing her herd of livestock, and also plans to save money for her children's further education.
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Мунар 32 года, замужем, вместе с супругом воспитывают 4 детей. У Мунар - среднее образование, в качестве основного дохода для своей семьи Мунар занимается животноводством, стартовав 12 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Мунар, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 2 теленка, 6 овец, 1 лошадь. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Мунар обратилась в Банк «Бай –Тушум» за кредитом - на покупку телят для увеличения поголовья скота. Доходы от кредита Мунар планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,958,050
    Funds lent in using Kiva
  • 51.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Munar to buy calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2014
Mar 2, 2014
Currency Exchange Loss:
Jan 18, 2015