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For a long time the larger part of the Tajik population has worked with agriculture. Livestock breeding and field crop cultivation is very popular in Tajikistan to this day. Because 93% of the land is mountains, enterprises and companies are situated only on the plains. The main source of income for the residents of the mountains is still agriculture.

Ruzikhol is a resident of one of the mountain regions, Qubadiyon. She is 26 years old. She also works with livestock breeding. Ruzikhol started this business 3 years ago. She likes her work and would like to develop her business further. With this intention she applied for a loan. She requests help to purchase a calf. She hopes that with your help, she will be able to develop her small business successfully.
View original language description ↓
Большая часть населения Таджикистана с давних времен занималась сельскохозяйственными деятельностями. Скотоводства и земледелия посей день является популярным в Таджикистане. Потому что 93% государство занимает горы и предприятия и компании находятся только на равнинах. Основным источником дохода для жителей горных земель посей день остается сельскохозяйственными.
Жительница одного из районов горной страны Кубадиен Розихол. Ей 26 лет. Она тоже занимается животноводством. Розихол начала заниматься 3 года назад. Ей нравиться ее работа и хочет далее развивать свою деятельность. С этими намерениями она обратилась за кредитом. Она просит ей помочь купить теленка. Она надеется, что с Вашей помощью ей удастся значительно развить малый бизнес.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ruzikhol to purchase a calf.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 2, 2014
Currency Exchange Loss:
Nov 17, 2014