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Norm's Group
In this Group: Norm, Lim
Norm, a mother of six children, is a villager from the Moung Russey district of Battambang province. Norm earns her living doing paddy rice cropping and supplements her income by working for others during her spare time. She earns about 32,000 KHR.

Norm has been with VisionFund (Kiva’s partner) for ages, and has successfully repaid her past five loans, which have helped her to uplift her lifestyle. Norm now leads a group of two to get a new loan. As the leader, she will spend her entire loan portion to buy fertilizer, rice seed and insecticide, and to pay for plowing fees. Norm highly believes that she can gain a better income than last year.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • 3,984.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Norm's Group's $350 loan helped a member to buy fertilizer, rice seed and insecticide and to pay for plowing fees.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Mar 2, 2014
Currency Exchange Loss:
Feb 20, 2015