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Helen is 55 years old and lives in Baga, Panaon, Misamis Occidental, Philippines. She is married with two children.

Helen earns a living from her salary as the School Principal in one of the Elementary Schools in their municipality. She is also earning an income from their parcel of cocoland. She is earning an approximate amount of not less than 15,000 PHP each month doing this type of work. She has requested a loan to be used to purchase construction materials for house repairs and renovations.

Helen has been a member of PMPC for one year. In the future Helen hopes to engage in business to add to their family income.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Philippines

  • $7,000
    Average annual income
  • 669
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,125 helped Helen to be used in purchasing construction materials for house repairs and renovations.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 4, 2014
Mar 2, 2014
Currency Exchange Loss: