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Sandra Elizabeth
Sandra is 34 years old, is in a common-law relationship and has two children. She is a farmer and housewife with her Grade 1 completed. She couldn't continue her studies as her parent's financial situation did not allow it. Of her 2 children, the youngest is in school and the other does the various work, in the fields or in the house. Along with her husband and eldest son she works in agriculture, specifically coffee, which they grow about 5 km from their house. which is a problem. So are the various infestations that can attack their crops if not treated with care and attention. With the distance it is difficult for them to take care of the plants in person. The product from their harvest is sold to various middlemen in the community who specialize in buying and selling.

Sandra has requested a loan to buy 11 bags of fertilizer. 9 liters of foliar sprays, 7 liters of boron and pay for the labor they need to care for the crops. She dreams of being able to provide her children the chance to study which she did not have when she was young due to her family's financial situation. She also dreams of expanding her coffee plantings to generate more income and strengthen the inheritance that is necessary for her children's future.
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Doña Sandra tiene 34 años de edad, acompañada y es madre de 2 hijos, agricultora y ama de casa con un grado de estudio de primaria completa; pero no pudo seguir estudiando ya que las posibilidades de apoyo económico por sus padres no lo permitían. De sus 2 hijos el menor está en la escuela y el otro se involucra en los diferentes oficios tanto en el campo como en el hogar. En compañía de su conyugue y su hijo mayor se dedican a la agricultura especialmente al cultivo de café los cuales están ubicados a 5 kilómetros de su casa de habitación siendo esta una problemática y la otra las plagas que pueden afectar sus cultivos si no son tratados con el cuidado y atención posible ya que por la distancia no les permite atenderlos de forma presencial. El producto al final de cada cosecha es vendido a los diferentes intermediarios de la comunidad quienes se dedican a la compra-venta.
Ella ha solicitado un financiamiento con el cual comprara 11 sacos de abono, 9 litros de foliares, 7 litros de boro, pago de mano de obra con lo cual podrá darle asistencia técnica a sus cultivos de café. Ella sueña con poder darle a sus hijos que aun estudian la oportunidad que ella no tuvo en su juventud por la falta de apoyo económico, incrementar sus cultivos de café para poder generar mayores ganancias, fortalecer el patrimonio ya que es necesario para el futuro de sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Sandra Elizabeth to buy agricultural inputs and pay for labor for her coffee crops.
0% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2014
Listed
Mar 6, 2014
Currency Exchange Loss:
Possible