Nevaditas De Senkata Group
The loan will benefit all these micro-entrepreneurs, Maricela included. She says that she joined Pro Mujer 7 years ago on the invitation of her mother who is a member of the institution. Her business is selling clothing. She learned about this business observing the products that were being sold in the markets.
The loan she is requesting is to increase her capital (buying clothing wholesale) which she will buy in the markets of the city of Oruro and later sell in her commercial space. This form of work allows her to generate resources to support her family as she lives with her common-law partner and has a child. When asked what she liked about Pro Mujer she replied that she enjoys the loans that the institute's personnel offer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maricela es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por la invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio venta de ropa; da a conocer que este negocio lo emprendió por iniciativa al observar que los productos que tiene son comerciales en las ferias.
El crédito que ahora sacará es para el aumento de capital (compra de ropa por mayor) que adquirirá de las ferias de la ciudad de Oruro y posteriormente lo comercializara en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito que ofrece el personal de la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid