Apolinario has devoted himself to agriculture from a young age. He plants corn, beans and sorghum. He learned this activity from his father and grandfather, who taught him good principles and values that have made him into a well-known and respected person in the community. He has 49 years of experience in agriculture, which has now become his main source of income. He sells about 50% of his harvest, and the rest he uses for his family. His workplace is about 5km from his house. One of his sons helps him with the work, and they work from 7am to 1pm.
He really needs the loan that he is seeking to prepare the irrigation system for his crops, pay to transport his harvest from the field to his house, and pay for the rental of a machine to shuck the corn. Through this, he will facilitate the preparation and storage of the basic grains, because if it were not for the help of these agricultural machines, the process would take about a month.
Apolinario has many aims for the future. He wishes to expand and diversify his crops, support his children and grandchildren in everything that they need to prepare and develop academically, as one of his grandchildren wants to become a veterinarian. He hopes to achieve all of this by investing his earnings well.
Apolinario se ha dedicado a la agricultura desde muy pequeño, él siembra maíz, frijoles y maicillo, esta actividad la aprendió de su padre y abuelo quienes le inculcaron buenos principios y valores y es lo que lo ha llevado a ser una persona muy conocida y respetada en la comunidad, tiene 49 años de experiencia en la agricultura lo que se ha convertido en su principal fuente de ingresos, ya que vende casi el 50% de sus cosechas y lo demás lo utiliza para el consumo familiar, el lugar de trabajo le queda a 5 km de su casa, y se involucra en el trabajo uno de sus hijos en un horario de 7:00 AM a 1:00 PM.
El préstamo que está solicitando, lo necesita muchísimo para preparar el proceso de riega de sus cosechas, en la cual tendrá que pagar trasporte para trasladar la cosecha del campo a su casa, pagar el alquiler de una máquina que le destusará y desgranará el maíz, de esta forma se le facilitará el proceso de preparación y almacenamiento de los granos básicos ya que si no fuera por la ayuda de la maquinaria agrícola, el proceso tardaría aproximadamente un mes.
Apolinario tiene muchos propósitos a futuro, desea ampliar y diversificar sus cultivos, apoyar a sus hijos y nietos en todo lo que sea necesario para su preparación y formación académica ya que manifiesta que uno de sus nietos quiere estudiar para veterinario, todo espera lograrlo con la buena inversión de sus ganancias.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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