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Update on Jose

José is a borrower who continues his activity of cattle raising and selling milk. He sells to all customers who request it and he also works in inter-provincial transportation. He is a responsible, hard-working man who has been in this line of work for several years. Business has gone well for him because of his dedication.

José wants to continue working and supporting his family. He is requesting a loan to buy a cow and animal feed. He is very grateful for the loan and committed to paying it back on time.
View original language description ↓

El socio es el señor José, el socio continua dedicándose a la Ganadería a la venta de leche de vaca, él socio vende a todos sus clientes que le solicitan , a la vez el socio continua dedicándose a brindar transporte público interprovincial, él socio es una persona responsable y empeñoso, el socio lleva años dedicándose a esta actividad el cual le va bien gracias al empeño que le pone cada día a su negocio, él socio desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
El socio solicito el crédito para la compra de una vaca y alimento.
El socio se siente agradecido por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Jose is 42 years old, married, and has 4 children. He lives in the District of Tambo Real. His principal economic activity is cattle raising, mainly for selling milk. In addition to this, Jose works in inter-provincial transportation, using his own car. He has worked in this activity for many yea... More from Jose's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 153
    View loans »
    Peru Loans Fundraising
  • $60,178,875
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jose to buy a cow and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 5, 2014
Currency Exchange Loss:
Sep 19, 2014
This photo was used before for a previous loan for Jose. It was first posted on Kiva on Sep, 2012. Learn More