Osvaldo is an artisan in Rio de Janeiro who showcases Brazil's extraordinary gemstones in his art. He would like to stock up on stones, brass and other materials for production.
Osvaldo has been selling through NOVICA since 2003. This is his story: "In 1980, I left a career as an accountant. I began as an artisan's assistant and a sculptor, and became fascinated with gems and crystals. Today I travel throughout Brazil in search of crystals from Bahia, emeralds from Minas Gerais, and agates from Rio Grande do Sul. I realize I have experienced a great personal transformation. I have more patience for art than for logic!"
"I hope to be able to stock up on the materials I need so as to be able to have a good supply of designs in stock. I am very grateful for your support. Thank you!"
Use the link below to view Osvaldo's Brazilian gemstone art on the NOVICA site: Novica website
Important information about Novica
Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.
Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.
Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.