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Update on Firas

Firas was born in 1975. He is a married retired soldier from the Jordanian army. He lives in Zarqa city with his wife and six sons (four are two sets of twins). Firas decided to expand the hookahs and hookah accessories store that he owns after he retired to provide a better life for his family.

Therefore, Firas would like a loan to expand his store to purchase smokers' supplies such as coal and various flavors of honeyed tobacco to increase his profit and provide a better life for his growing family.

Previous Loan Details

Firas is a 36-year-old married soldier in the Jordanian army. He lives in Zarqa city with his wife and five children (four are two twins). In addition to being an army soldier, Firas also owns a small store that sells hookahs and hookah accessories to provide a better life for his family. Therefo... More from Firas's previous loan »

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Jordan

  • $3,740
    Average annual income
  • 18
    View loans »
    Jordan Loans Fundraising
  • $7,434,500
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD
A loan of $2,650 helped Firas to purchase smokers' supplies, such as coal and new flavors of honeyed tobacco.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 26, 2014
Mar 2, 2014
Currency Exchange Loss:
Apr 1, 2014