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Lukuma Shg Group
In this Group: Gorimanimali , Subhadra, Laxmi, Putramani, Maheswari, Radhamani, Radhamani, Sambari
Gorimanimali is a 53-year-old lady who lives with her husband and her 24-year-old son in a small village in Odisha, India. In the picture, the lady standing with her hand raised is Gorimanimali. She is engaged in paddy cultivation. Her husband is doing the same business.

Some years ago, Gorimanimali formed a group with seven other women from her village with the group name of "Lukuma Shg". All the group members are engaged in different business activities like selling milk, vegetable cultivation, etc to alleviate their poverty. Gorimanimali is the President of this group. She motivated all the group members to form this group so they could help and support each other in their business and personal lives.

Gorimanimali, along with her group, requested a loan of 80,000 INR. She will use her portion to purchase standard quality seeds and fertilizers for her paddy cultivation. She hopes to build a house for her family and she is very grateful to Kiva for this opportunity.

Additional Information

More information about this loan

This loan is designed for single mothers, widows and unmarried women, who are often excluded from Self-Help Groups in India. Many of these women, usually with families to support, do not have access to microfinance and often work as casual labor or domestic help. Self Help Groups are hesitant to accept them due to the social stigma attached to their status and very few microfinance organizations offer loans to individuals. By supporting this loan, you are enabling a poor woman in India to establish or grow her business.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 193
    View loans »
    India Loans Fundraising
  • $5,200,500
    Funds lent in using Kiva
  • 61.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Lukuma Shg Group's $1,300 loan helped a member to purchase standard quality seeds and fertilizers for her paddy cultivation.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 1, 2014
Listed
Mar 1, 2014
Currency Exchange Loss:
Possible