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Update on Julife

Julife owns and operates a retail store that sells grocery items in her village to make a living. For more than seven years, Julife has earned a good income and successfully repaid her previous loan, which she used to buy goods. She also sells fish and shrimp in her community. Julife is determined to earn more income to support her large family. Recently, she took out a new loan to purchase more grocery goods to sell. In the future, she would like to improve her business to ensure a better income for the family.

Previous Loan Details

Julife is from Migpange, Bonifacio, Misamis Occidental. She is 45 years old. Julife is married and has 6 children. To make a living, Julife owns and operates a specialized retail store. The main source of income for the business comes from selling daily-use products and seafood products like fish... More from Julife's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 2109
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Julife to purchase more grocery goods to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 21, 2014
Feb 28, 2014
Currency Exchange Loss:
Sep 17, 2014
This photo was used before for a previous loan for Julife. It was first posted on Kiva on Jul, 2012. Learn More