Koemsrauy, a 22-year-old married mother of four, lives in the rural village of Chrey Vien, Prey Chho, Kampong Cham province. Residing with her father, mother, husband and children, Koemsrauy earns a living by farming rice alongside her husband in their village. Her income is spent on their food, home bills, school allowances of their children, and other costs of commodities. For many years she has earned well from her farm, and it helps her family a lot.
Koemsrauy plans to improve her business by expanding her farming area. She is therefore requesting a loan of USD 1,100 to buy another plot of land. Through increased production and income, Koemsrauy will be able to provide a better life for her children.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.