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Blanca Ninosca

Update on Blanca Ninosca

Blanca is an elementary school teacher and a single mother with one son. She searches for ways to move forward with her small income, while planning to improve her home and prepare her son for a university degree. She is applying for a loan to buy construction materials to install a sanitary service in her home. She will then guarantee her household's good health and improve her living conditions.
View original language description ↓
Blanca es maestra de primaria, madre soltera tiene un hijo con el que busca la manera de salir adelante con su pequeño ingreso, siendo sus planes mejorar su vivienda y preparar a su hijo que estudie una carrera universitaria. Solicita el crédito para comprar materiales de construcción y poder realizar un servicio sanitario, para garantizar la buena salud en su hogar, mejorara así las condiciones de vida.

Previous Loan Details

Blanca Ninosca has worked as an elementary school teacher for ten years. She lives with her grandmother and her only son. She is asking for her eighth loan, which she will use to purchase materials to build a room that will provide her family with better living conditions. She is well known fo... More from Blanca Ninosca's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Blanca Ninosca to buy cement, sand, iron, bricks, and a sink.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Mar 4, 2014
Currency Exchange Loss:
Feb 17, 2015