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Lamentation De Philibert Group
In this Group: Modeline, Rosemarie, Regite, Rosena, Clermise, Pristile, Manilia, Lucfils, Edma, Regilia, Wilna, Louselie, Fradel, Diolane*, Lucie
* not pictured
Modeline is the coordinator of the Lamentation de Philibert group. She lives in the Trou-du-Nord region of Haiti, where electricity is rare and water is very limited. She has three children.

Modeline has been running a restaurant business for the last seven years. She would like to use this loan to invest in this restaurant by buying food.

The other group members need a loan for their businesses which sell food products, cosmetics, clothes, shoes, and coal.

Modeline says that her main challenge is increasing sales, since the economic crisis in Haiti has not recovered much.
View original language description ↓
Modelline est la coordinatrice de son groupe Lamentation de Philibert. Elle habite dans la région de Trou-du-Nord d’Haïti où de l’électricité est rare et de l’eau est très limitée. Elle a dirigé son commerce de restaurant pendant les 7 dernières années. Elle a 3 enfants.

Modeline voudrait utiliser cet emprunt pour investir dans le Restaurant, elle a acheter des alimentaires pour votre restaurant. Des autres membres du groupe ont besoin d’un emprunt pour tels commerces comme vendre des produits alimentaires, cosmétiques, vêtements, chaussureset du charbon. Modeline dit que son défi principal est en mesure de vendre plus depuis la crise économique en Haïti ne reçoit pas beaucoup d'argent.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Haiti

  • $1,300
    Average annual income
  • 0
    View loans »
    Haiti Loans Fundraising
  • $1,960,675
    Funds lent in using Kiva
  • 38.9
    Haiti Gourdes (HTG) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Lamentation De Philibert Group's $3,825 loan helped a member to buy food products.
97% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Mar 2, 2014
Currency Exchange Loss:
Aug 17, 2014