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Maria Esperanza
María Esperanza is 44 years old. She is the mother of 7 children. Some of them are studying and others work, but the whole family maintains and cares for their coffee plants because the family economy depends on this business. She has a primary school level of education. She started 4th grade but due to a lack of economic resources, she couldn’t finish. She has a lot of experience in agriculture because her parents taught her from the time she was very young to work the land, which is planted with coffee. The variety of coffee is Lempira. Her clients are different buyers who come to the area and also the collection centers in town, where she sells her product directly.

She is requesting a loan to buy inputs such as: manure, fertilizers, foliar fertilizers, and other things for the maintenance of her coffee plants. With this support, she will be able to protect her plants and she will be safer from insects, among other things. Her dream is to improve her cultivation techniques on the land that she farms with coffee so that she will be able to generate more income for the wellbeing of her family and for the future of her children, in whom she has much hope and faith. She also wants to improve her crop a little every day so that she can increase the varieties and quality of her harvests. She would also like to be one of the strongest coffee farmers and to work in the buying and selling of coffee.
View original language description ↓
Doña María Esperanza tiene 44 años de edad, es madre de 7 hijos unos estudian y oros trabajan pero en familia dan el mantenimiento y cuidado a sus cultivos de café ya que la economía de su familia depende de este rubro. Ella tiene un grado de educación primario incompleto el cual curso hasta el 4 grado que por falta de apoyo económico no pudo terminar. Tiene mucha experiencia en el trabajo de la agricultura ya que sus padres le enseñaron desde muy pequeña a trabajar la tierra en donde es cultivado el café el cual es del tipo lempira. Sus clientes son los diferentes compradores que llegan a la zona y también las bodegas en la zona urbana donde es vendido su producto directamente.
Hoy en día ella solicita ayuda para la compra de insumos como ser: abono, fertilizantes, foliares entre otros para el mantenimiento de sus cultivos de café ya que con este apoyo podrá proteger sus cultivos y estará más seguro de plagas entre otros. Su sueños tecnificar la tierra que cultiva de café para poder generar ingresos económicos para el bienestar de su familia y el futuro de sus hijos en quienes tiene muchas esperanzas y mucha fe. También mejorar día a día sus cultivos poder incrementar un poco más sus cosechas en variedad y calidad, ser una de las caficultoras más fuertes así como también dedicarse a la compra-venta de este grano.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 55
    View loans »
    Honduras Loans Fundraising
  • $8,014,700
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Maria Esperanza to buy agricultural inputs so she can maintain her coffee plants.
0% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2014
Listed
Mar 3, 2014
Currency Exchange Loss:
Possible