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Agnes A. is married and has 3 children. She has received schooling through Junior High Level. Agnes operates a small restaurant where she sells a variety of local dishes like fufu which is made out of cassava and plantains pounded together and others at Kissi station near Elmina; she has been doing this since 2003. Her husband is an environmental health worker.

Agnes uses her income to help her husband in the payment of the children's school fees and utility bills. Agnes will use the loan to purchase more ingredients, spices and food items for the food preparation at her restaurant. With the new profits from her expanded business, Agnes plans to continue work on an abandonned house she started building for the children.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Agnes to purchase more ingredients, spices and food items for food preparation.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 16, 2008
Oct 2, 2008
Currency Exchange Loss:
Jun 15, 2009