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Ines Patricia

Update on Ines Patricia

Inés is still making catalogue sales of cosmetics and beauty products, a business she has worked in for years. She delivers to the various offices and homes where the orders were placed. This is her fifth loan with the institution. She said the previous loan went very well for her; she used it to buy jewelry.

Currently Inés is requesting a loan to buy cosmetics wholesale to increase her working capital and improve her family's quality of life.

Inés is happy about this support and grateful to the institution.
View original language description ↓
La Sra. Inés sigue con la misma actividad de la venta de cosméticos y productos de belleza por catálogo lleva años con este negocio y también con la institución, ella entrega a distintos lugares oficinas y domicilios donde le hacen pedidos, este préstamo es su quinta secuencia dentro de la institución, cuenta que le fue muy bien con el anterior crédito que lo utilizo en la compra de joyas, en esta ocasión solicita el crédito para la compra de cosméticos al por mayor, la razón para solicitar este préstamo es incrementar su capital de trabajo y así de esta manera mejorar la calidad de vida de su familia, se siente feliz y agradecida con la institución por el apoyo brindado.

Previous Loan Details

Inés continues with the same business selling cosmetics and beauty products. She delivers them to various places such as offices and homes where orders are placed. This is her fourth loan with the institution. She reports that the previous loan worked out very well for her and she used it to buy ... More from Ines Patricia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $2,817
    Average annual income
  • 111
    View loans »
    Bolivia Loans Fundraising
  • $29,582,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ines Patricia to buy cosmetics.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Mar 5, 2014
Currency Exchange Loss:
Sep 22, 2014