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Usikilivu B Group
In this Group: Maombi, Shalwewabo, Makelele, Kibururu
This client, Shalwewabo, has been a good and honest merchant for fifteen years and is a member of the business group "Usikilivu B". She is 34 years old, unmarried, and a mother of one child, who is still very young. Shalwewabo is a vendor of plastic footwear and an associate in a store in the town's commercial center.

She is requesting a loan from Hekima to increase her business. She is going to purchase 3,000 pairs of plastic footwear. She started off her business with funds from her friend. For the future, she would like to purchase a parcel of land and build on it and to provide food and clothing for her child.

She thanks Hekima for having chosen her goal by supporting men and women entrepreneurs while granting them loans without the need for collateral, especially during this precarious time.
View original language description ↓
La cliente Shalwewabo est une brave commerçante depuis 15 ans et membre d’un groupe d’affaires «Usikilivu B», âgée de 34 ans, célibataire et mère de 1 enfant qui est encore gosse. Elle est vendeuse souliers plastiques et sociétaire d’un magasin dans le centre commercial de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre ses activités. Elle va acheter 3000 paires de souliers plastiques. Elle démarra son activité par de fonds reçu de son petit ami. Dans l’avenir, elle souhaite acheter une parcelle et la construire, vêtir et nourrir son enfant. Elle remercie Hekima pour avoir choisie sa cible, en soutenant les hommes et femmes entrepreneurs, tout en accordant des crédits sans garantie matérielle, surtout, pendant la période de précarité.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Usikilivu B Group's $9,200 loan helped a member to purchase 3,000 pairs of plastic footwear.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Feb 28, 2014
Currency Exchange Loss:
Sep 17, 2014